Check out the most popular Home Insurance agencies & companies in Palm Springs, CA & compare the best quotes from them.

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Average Cost of Home Insurance in Palm Springs, CA

The average cost of homeowners insurance in Plam Springs, CA, is $871.06. Homeownership is not an easy endeavor. It takes years of backbreaking work and determination. Your home is your lifetime investment, and you cannot risk putting it at risk considering California's climatic conditions and crime rates. Therefore, the most precious asset calls for protection, which you can get from a home insurance policy in Palm Springs, CA. It will act as a financial backup in case of damage or break-ins like fire, flood, theft, earthquake, etc.

Before purchasing homeowners insurance in Palm Springs, CA, it is necessary to shop around a bit to get the best policy. Here are a top homeowners insurance companies in Pam Springs, CA.

Average_Cost_of_Home_Insurance_in_Palm_Springs_CA

Factors affecting home insurance in Palm Springs, CA:

1. Homeowners insurance rates by coverage levels 

2. Homeowners insurance rates by deductibles

3. Homeowners insurance rates by the claims history

4. Homeowners insurance rates by the safety features

Homeowners Insurance in Palm Springs, CA - Rates by coverage level

Home insurance coverage includes the cost of repairing or replacing damage to the structure of your property. For example, broken electric lines/wires, water pipelines, or structural damage. The homeowners decide coverage as per their needs and budget. Therefore, the cost may vary accordingly. For example, homeowners opting for $200K coverage pay $495 on home insurance in Palm Springs, CA.

Refer to the chart below to know the applicable home insurance rates in Palm Springs, CA, based on the coverage level.

Average_Cost_of_Home_Insurance_in_Palm_Springs_CA

Homeowners Insurance in Palm Springs, CA - Rates by deductibles

The homeowner determines the homeowner's insurance deductibles during the time of purchase of the policy. Hence, the higher your deductible, the lower your premium in Palm Springs, CA. But homeowners must keep in mind that they will be responsible for paying more out of pocket towards a claim. For example, homeowners who opted for a deductible of $1000 pay $779 towards their home insurance in Palm Springs, CA. Homeowners who opted for a deductible of 500 pay $861 towards their home insurance in Palm Springs, CA.

Average_Cost_of_Home_Insurance_in_Palm_Springs_CA

Homeowners Insurance in Palm Springs, CA - Rates by claims history

Homeowners with prior claims get a raw deal regarding home insurance in Palm Springs, CA. Therefore, homeowners should avoid making claims for small and minor repairs like broken wires, damaged pipes, etc. This can lead to high home insurance rates in Palm Springs, CA. For example, homeowners in Sonoma County, CA, with zero claims history, have to pay a premium of $750. In contrast, homeowners with one or two claims must pay $950 and $976 on homeowners insurance in Palm Springs, CA.

Homeowners Insurance in Palm Springs, CA - Rates by the safety features

Home security and safety features are intended to reduce the risk of damage or injury and can further lower your homeowner's insurance rates in Palm Springs, CA. Lower risk generally means fewer claims. Therefore, insurance companies offer discounts on home insurance in Palm Springs, CA. For example, if you reside in an area apt to hurricanes, storms, or tornadoes, you should consider installing storm shutters at home to reduce the amount of wind entering your house. Homes equipped with fire extinguishers and deadbolts pay $767 and $784 on home insurance in Palm Springs, CA.

Top Home Insurance Companies in Palm Springs, CA

Home Insurance Company A.M. Best Financial Strength Rating Homeowners Insurance Market share
State Farm A 17.56%
GEICO A++ 13.8%
Liberty Mutual A 6.24%
Nationwide A+ 4.15%
Travelers A++ 3.18%

Top Liberty Mutual Home Insurance Agents in Palm Springs, CA

Homeowners Insurance Agents Agent Address Contact Details
Michael Host 2711 Canyon Springs Parkway, Suite A-104
92507
(951) 786-9477
Nathan Wise 7891 MISSION GROVE PKWY S STE G
92508
951-275-0340
Giulia Goncalves 5041 La Mart Dr Ste 200
92507
(951) 682-3586
Rob Walker Lutcf 68828 Ramon Rd Ste A
92234
(760) 770-9300
Robin M Littere 24910 Las Brisas Rd Ste 101
92562
(951) 698-4818
Alfred J. Ricca 30111 Technology Dr Ste 140
92563-2656
951-698-6666
Chris Keaton Mpa 913 W Menlo Ave
92543-1738
951-652-2196

Top GEICO Home Insurance Agents in Palm Springs, CA

Homeowners Insurance Agents Agent Address Contact Details
Allen Boudreaux 12075 Heacock St
92557-7102
951-243-0077
Email:aboudreaux@geico.com
Rob Vahey 72037 Dinah Shore Dr Ste B5
92270
(760) 202-3361
Email:rvahey@geico.com

Top Nationwide Home Insurance Agents in Palm Springs, CA

Homeowners Insurance Agents Agent Address Contact Details
Don Hoke Inc 31034 Valley Center Rd Ste B
92082
(760) 749-6671
Dan Coonfare Agency Llc 454 N Arrowhead Ave
92401-1421
909-889-4017
Deamond Insurance Agency Inc. 26010 McCall Blvd Ste H
92586
(951) 301-3562
Rolland & Associates 2627 W Florida Ave Ste 203
92545
(951) 925-6458
Dennis L Montgomery 26010 McCall Blvd Ste H
92586
(951) 301-3562
Stuart T. Wright 34590 County Line Rd Ste 6 Yucaipa
92399
Robert Bloom 26432 Hwy 18
92378
(909) 337-7111
Bryan R Smith 67555 E Palm Cyn Dr Ste F116
92234-5428
760-328-3233
Ferullo Insurance Agencies Llc 12139 Mt Vernon # 103
92313
(909) 783-9450
Alfred Mark Sicard Agency 34247 Yucaipa Blvd Ste G
92399-6118
909-797-9600

Top State Farm Home Insurance Agents in Palm Springs, CA

Homeowners Insurance Agents Agent Address Contact Details
Nathan Thomas 4371 LATHAM ST STE 101
www.nathanthomas.com 92501
951-788-8500
Rob Shirley 77682 Country Club Dr Ste I
www.stauntoninsuranceagent.com 92211
(760) 772-1907
Julie De Rossi 130 W VINE ST
92373
909-792-2345
Erik Guillory 357 W 2nd St Ste 10
www.guillorysf.com 92401
(909) 388-7490
Rob Sweet 47060 Washington St Ste 5202
www.sweetrob.com 92253
(760) 851-9864
Rob Willson 555 S Sunrise Way
www.robwillson.com 92264
(760) 424-0202
Patty Friedrich 44751 VILLAGE COURT STE 100
www.pattyfriedrich.com 92260
(760) 341-9397
Robin Peters 117 S Main St Ste 203
92530
(951) 245-8470
Julie Williams 6809 INDIANA AVE 202
www.juliewilliamsinsurance.com 92506
951-300-9333
Rob Voyvodic 72880 Fred Waring Dr Ste D20
www.robvoyvodic.com 92260
(760) 776-8151

Top Travelers Home Insurance Agents in Palm Springs, CA

Homeowners Insurance Agents Agent Address Contact Details
Arrow Insurance Mgnt Inc 26461 Highland Ave
www.arrowinsurance.net 92346-2102
909-862-1827
Email:mlanduyt.arrow06@insuremail.net
Lalas Insurance Agency 506 GRAHAM AVE W STE 105
92330
951-674-2375
Email:Lalasins@aol.com
Dac Insurance 44-740 Monterey Avenue
www.dacinsurance.com 92260-3326
760-776-1800
Email:Dan@dacinsurance.com
Berry Ins Group Inc 371 RR Cyn Rd Ste D
www.berryinsgrp.com 92532-4456
951-245-6400
Bensman Risk Management Inc 29950 Haun Rd Ste 205
www.bensman.com 92586-6527
951-723-1900
Email:brm@bensman.com
Fed Usa Retail Inc 50855 Washington St Ste 2B
92253
(760) 340-4559
Dopazo & Associates Inc 1000 S Palm Canyon Dr Ste 104
92264
(760) 320-1973
Efinity Insurance Corporation 70390 Highway 111 Ste 104
www.efinityinsurance.com 92270
(760) 770-4888
Email:TPIETZSCH@EFINITYINSURANCE.COM
Ben Byrne Llc 31205 Pauba Rd Ste 104
92592-6220
951-694-5330
Billingslea Insurance & Real Estate Inc 7248 Joshua Ln
www.billingsleainsurance.com 92284-2923
760-365-7617
Email:james.billingslea@verizon.net

Palm Springs, CA Homeowners Complaint Ratio By Companies

Home Insurance Company Justified Complaint Ratio 2018 Number of Justified Complaints 2018 Justified Complaint Ratio 2017 Number of Justified Complaints 2017
Allstate 1.7 11 2.4 16
Nationwide 3.2 2 1.6 1
State Farm 3.9 85 3.9 86
Liberty Mutual 11.5 31 5.6 14

Homeowners Insurance Comparison for the Cheapest Premiums in Palm Springs, CA

GEICOTravelersNationwide
Median Home Value ($) 366,540326,540316,540
Construction year 201019811974
Home Coverage ($) $400000-$500000$500000-$600000$300000-$350000
Total Premium ($) $958$1128$877

Palm Springs, CA Multi Policy Discounts by Home Insurance Companies

Home Insurance Company Multi Policy Discount (%)
Liberty Mutual upto 15%
GEICO upto 24%
Nationwide upto 11%
Travelers upto 6%