Home Insurance Costs with Deductible Scenarios in Palm Springs, CA & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Palm Springs, CA	$340600	$625	$861
Idyllwild, CA	$249600	$479	$660
Palm Springs, CA	$340600	$625	$861
Indian Wells, CA	$680000	$751	$1,034
Whitewater, CA	$125900	$393	$541
Cabazon, CA	$127300	$396	$544
Rancho Mirage, CA	$483100	$762	$1,049
Palm Desert, CA	$328300	$603	$830
Desert Edge, CA	$37200	$376	$518
Idyllwild-Pine Cove, CA	$275200	$545	$750

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Impact of Coverage Amount on Home Insurance Cost In Palm Springs, CA

Coverage Amount	Home Insurance Cost ($)
$100,000	$226
$200,000	$806
$300,000	$1,007
$400,000	$1,270
$500,000	$1,626
$750,000 to $1000,000	$1,880
Above $1000,000	$2,223

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Palm Springs, CA Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Palm Springs, CA Average Home Insurance Cost	$871.06
State Average Home Insurance Cost	$1,291
Difference Vs national Average	-352.94

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Top Homeowners Insurance Companies in Palm Springs, CA

Insurance Provider	Average Homeowners Insurance Cost($)
Travelers	$1,856
Nationwide	$852
AAA	$830
California Automobile	$639

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Palm Springs, CA Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-122	749
One Claim	+78	949
Two Claims	+105	976

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