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Home Insurance Costs with Deductible Scenarios in Palm Springs, CA & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Palm Springs, CA $340600 $625 $861
Idyllwild, CA $249600 $479 $660
Palm Springs, CA $340600 $625 $861
Indian Wells, CA $680000 $751 $1,034
Whitewater, CA $125900 $393 $541
Cabazon, CA $127300 $396 $544
Rancho Mirage, CA $483100 $762 $1,049
Palm Desert, CA $328300 $603 $830
Desert Edge, CA $37200 $376 $518
Idyllwild-Pine Cove, CA $275200 $545 $750

Impact of Coverage Amount on Home Insurance Cost In Palm Springs, CA

Coverage Amount Home Insurance Cost ($)
$100,000 $226
$200,000 $806
$300,000 $1,007
$400,000 $1,270
$500,000 $1,626
$750,000 to $1000,000 $1,880
Above $1000,000 $2,223


Palm Springs, CA Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Palm Springs, CA Average Home Insurance Cost$871.06
State Average Home Insurance Cost$1,291
Difference Vs national Average-352.94

Top Homeowners Insurance Companies in Palm Springs, CA

Insurance Provider Average Homeowners Insurance Cost($)
Travelers $1,856
Nationwide $852
AAA $830
California Automobile $639

Palm Springs, CA Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -122 749
One Claim +78 949
Two Claims +105 976