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Home Insurance Costs with Deductible Scenarios in Palm Desert, CA & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Palm Desert, CA $328300 $603 $830
Palm Springs, CA $340600 $625 $861
Sky Valley, CA $124600 $392 $539
Thousand Palms, CA $148800 $758 $1,043
Oasis, CA $14300 $692 $952
Vista Santa Rosa, CA $193300 $462 $635
Bermuda Dunes, CA $338800 $539 $741
Idyllwild, CA $249600 $479 $660
Cathedral City-Palm Desert, CA $325600 $519 $714
La Quinta, CA $376100 $692 $952

Impact of Coverage Amount on Home Insurance Cost In Palm Desert, CA

Coverage Amount Home Insurance Cost ($)
$100,000 $300
$200,000 $739
$300,000 $985
$400,000 $1,251
$500,000 $1,601
$750,000 to $1000,000 $1,851
Above $1000,000 $2,189


Palm Desert, CA Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Palm Desert, CA Average Home Insurance Cost$840.02
State Average Home Insurance Cost$1,291
Difference Vs national Average-383.98

Top Homeowners Insurance Companies in Palm Desert, CA

Insurance Provider Average Homeowners Insurance Cost($)
Liberty Mutual $2,534
Travelers $1,856
Progressive $1,204
General $827

Palm Desert, CA Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -101 739
One Claim +50 890
Two Claims +101 941