Home Insurance Costs with Deductible Scenarios in Palm Desert, CA & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Palm Desert, CA	$328300	$603	$830
Palm Springs, CA	$340600	$625	$861
Sky Valley, CA	$124600	$392	$539
Thousand Palms, CA	$148800	$758	$1,043
Oasis, CA	$14300	$692	$952
Vista Santa Rosa, CA	$193300	$462	$635
Bermuda Dunes, CA	$338800	$539	$741
Idyllwild, CA	$249600	$479	$660
Cathedral City-Palm Desert, CA	$325600	$519	$714
La Quinta, CA	$376100	$692	$952

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Impact of Coverage Amount on Home Insurance Cost In Palm Desert, CA

Coverage Amount	Home Insurance Cost ($)
$100,000	$300
$200,000	$739
$300,000	$985
$400,000	$1,251
$500,000	$1,601
$750,000 to $1000,000	$1,851
Above $1000,000	$2,189

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Palm Desert, CA Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Palm Desert, CA Average Home Insurance Cost	$840.02
State Average Home Insurance Cost	$1,291
Difference Vs national Average	-383.98

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Top Homeowners Insurance Companies in Palm Desert, CA

Insurance Provider	Average Homeowners Insurance Cost($)
Liberty Mutual	$2,534
Travelers	$1,856
Progressive	$1,204
General	$827

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Palm Desert, CA Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-101	739
One Claim	+50	890
Two Claims	+101	941

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