Home Insurance Costs with Deductible Scenarios in La Quinta, CA & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
La Quinta, CA	$376100	$692	$952
La Quinta, CA	$376100	$692	$952
Palm Desert, CA	$328300	$603	$830
Cathedral City-Palm Desert, CA	$325600	$519	$714
Sky Valley, CA	$124600	$392	$539
Thousand Palms, CA	$148800	$758	$1,043
Vista Santa Rosa, CA	$193300	$462	$635
Bermuda Dunes, CA	$338800	$539	$741
Oasis, CA	$14300	$692	$952
Rancho Mirage, CA	$483100	$762	$1,049

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Impact of Coverage Amount on Home Insurance Cost In La Quinta, CA

Coverage Amount	Home Insurance Cost ($)
$100,000	$232
$200,000	$770
$300,000	$979
$400,000	$1,288
$500,000	$1,649
$750,000 to $1000,000	$1,906
Above $1000,000	$2,254

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La Quinta, CA Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
La Quinta, CA Average Home Insurance Cost	$963.84
State Average Home Insurance Cost	$1,291
Difference Vs national Average	-260.16

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Top Homeowners Insurance Companies in La Quinta, CA

Insurance Provider	Average Homeowners Insurance Cost($)
Allstate	$2,521
Progressive	$1,204
Nationwide	$852
California Automobile	$639

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La Quinta, CA Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-116	848
One Claim	+48	1012
Two Claims	+125	1089

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