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Home Insurance Costs with Deductible Scenarios in Desert Hot Springs, CA & Nearby Areas

Place Name/Near by place Typical Insured Amount ($) High Deductible($)
($2500)
Low Deductible($)
($500)
Desert Hot Springs, CA $135000 $951 $1,309
Yucca Valley, CA $160500 $758 $1,043
Whitewater, CA $125900 $393 $541
Joshua Tree, CA $118700 $751 $1,034
Indian Wells, CA $680000 $751 $1,034
Bermuda Dunes, CA $338800 $539 $741
Palm Springs, CA $340600 $625 $861
Rancho Mirage, CA $483100 $762 $1,049
Garnet, CA $120700 $694 $955
Thousand Palms, CA $148800 $758 $1,043

Impact of Coverage Amount on Home Insurance Cost In Desert Hot Springs, CA

Coverage Amount Home Insurance Cost ($)
$100,000 $806
$200,000 $2,792
$300,000 $3,866
$400,000 $4,761
$500,000 $6,094
$750,000 to $1000,000 $7,046
Above $1000,000 $8,332


Desert Hot Springs, CA Homeowners Insurance Rates Compared to State & National Average Rates

Average Home Insurance Cost($)
National Average $1224
Desert Hot Springs, CA Average Home Insurance Cost$1,324.566
State Average Home Insurance Cost$1,291
Difference Vs national Average100.566

Top Homeowners Insurance Companies in Desert Hot Springs, CA

Insurance Provider Average Homeowners Insurance Cost($)
Travelers $1,856
Farmers $1,748
Progressive $1,204
Nationwide $852

Desert Hot Springs, CA Home Insurance Discounts For Different Number of Claims

Type Discount/Extra Cost in ($) Premium After Claim Payout ($)
Claim Free -172 1152
One Claim +66 1391
Two Claims +159 1484