Home Insurance Costs with Deductible Scenarios in Desert Hot Springs, CA & Nearby Areas

Place Name/Near by place	Typical Insured Amount ($)	High Deductible($) ($2500)	Low Deductible($) ($500)
Desert Hot Springs, CA	$135000	$951	$1,309
Yucca Valley, CA	$160500	$758	$1,043
Whitewater, CA	$125900	$393	$541
Joshua Tree, CA	$118700	$751	$1,034
Indian Wells, CA	$680000	$751	$1,034
Bermuda Dunes, CA	$338800	$539	$741
Palm Springs, CA	$340600	$625	$861
Rancho Mirage, CA	$483100	$762	$1,049
Garnet, CA	$120700	$694	$955
Thousand Palms, CA	$148800	$758	$1,043

---

Impact of Coverage Amount on Home Insurance Cost In Desert Hot Springs, CA

Coverage Amount	Home Insurance Cost ($)
$100,000	$806
$200,000	$2,792
$300,000	$3,866
$400,000	$4,761
$500,000	$6,094
$750,000 to $1000,000	$7,046
Above $1000,000	$8,332

---

---

Desert Hot Springs, CA Homeowners Insurance Rates Compared to State & National Average Rates

	Average Home Insurance Cost($) National Average $1224
Desert Hot Springs, CA Average Home Insurance Cost	$1,324.566
State Average Home Insurance Cost	$1,291
Difference Vs national Average	100.566

---

Top Homeowners Insurance Companies in Desert Hot Springs, CA

Insurance Provider	Average Homeowners Insurance Cost($)
Travelers	$1,856
Farmers	$1,748
Progressive	$1,204
Nationwide	$852

---

Desert Hot Springs, CA Home Insurance Discounts For Different Number of Claims

Type	Discount/Extra Cost in ($)	Premium After Claim Payout ($)
Claim Free	-172	1152
One Claim	+66	1391
Two Claims	+159	1484

---